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Features & Benefits Secured Buisness Loan

Features & Benefits

Loans up to ₹50 Lakhs

Start small or go big, select the amount that covers your business needs.

Secured against wide range of property

Leverage your industrial, commercial or residential property to unlock funds for growth.

Interest rate starting from as low as 14%

Affordable rates so your business can grow without a heavy financial burden.

Flexible tenures up to 15 years

Repay comfortably with timelines that match your business plans.

Why Choose Arka Secured Buisness Loan

WHY CHOOSE ARKA?

24-Hour Disbursal

Quick loan processing with funds disbursed within 24 hours* for eligible customers.

Life Flex Loan

A unique feature that helps you save on interest by prepaying part of your EMI whenever you choose.

Tailor-Made Exciting Customer Rewards

Enjoy customized and exciting rewards designed exclusively for customers with timely EMI payments.

Dedicated Relationship Managers

Enjoy personalized support from a dedicated relationship manager for all your loan needs.

Bespoke Policies for Every Market

Our lending policies are tailored to customer profiles and regional needs.

Documentation

  1. Identity and address proof of borrowers
  2. Income proofs
  3. Proof of property ownership
  4. Business proof documents

Testimonials

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ARKA gave me the loan, right when I needed it the most. They processed my request in just two days, thereby allowing me to move my business forward seamlessly.  

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After completing my DMLT, I opened my own pathology lab in Yavatmal. Recently, my younger brother also completed his DMLT, and I wanted to help him start his own lab in Ner so that together we could serve more people and grow our network. 
For this dream, I needed financial support, and that’s when I turned to Arka. With the trusted Kirloskar name, I felt confident. The entire process was very smooth, and my loan was disbursed quickly without any stress. 
Today, my brother’s lab is up and running, and we are expanding our services to more areas. Arka didn’t just give me a loan — they helped me support my family and turn our vision into reality.

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I started small, with just a few cows, supplying milk to one big dairy farm in our area. I always dreamed of growing my business and supplying to other dairies, but for that, I needed to buy more livestock. Money was the biggest hurdle. 
When I heard about Arka, I decided to give it a try. I needed the funds quickly, and their team made everything so easy. With minimum paperwork and clear guidance, my loan was approved and disbursed very fast. 
Today, because of Arka’s timely support, I am able to expand my farm and grow my business. This has given me hope that one day, I can build a well-known dairy business in my district. I am thankful to Arka for being transparent and standing by people like me when it truly matters.

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FAQs

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You can avail a loan amount from 7 lacs to ₹ 50 lacs. 

Self-employed Professionals (SEPs) and Self-employed Non-Professionals (SENPs) with the below constitutions are eligible for loan. 
• Proprietorship Concerns 
• Partnership Firms 
• LLP’s 
• Individuals 
• Pvt Ltd. Company 

You can avail the loan for business expansion, working capital, business asset acquisition, business structure renovation and balance transfer of existing secured loan and more. 

Secured Business loan can be availed for a maximum tenure of up to 15 years. You have the flexibility to repay the loan before the due date, with early repayment options available. For details on prepayment charges, if any, please consult with our dedicated relationship manager .

Eligible properties for a Secured Business loantypically include residential , commercial , and industrial properties. 

When applying for a Secured Business loan, several documents are required to verify eligibility and the property's value. These include proof of identity, address and income. Additionally, property-related documents such as the title deed, no objection certificate (NOC), and property tax receipts are needed. Ensuring you have these documents ready can expedite the process of securing a Secured Business loan.

Other Products

Asset Publisher

Used Vehicle Loan

Used Vehicle Loan

Quick approvals, flexible EMIs, and competitive interest rates.

Loan Against Property

Loan Against Property

Loan of up to ₹5 crores with tenure as long as 15 years